📌 Chapter Snapshot
23
Schemes Covered
2015–24
Year Range
7
Thematic Categories
6
Newest Schemes (2023–24)
- This chapter compiles major Central Government schemes frequently asked in BPSC/BSSC Prelims & Mains as one-liner / matching-type questions.
- Focus areas: exact launch year/month, full forms of acronyms, and the core objective of each scheme.
- Schemes are grouped thematically (Social Welfare, Financial Security, Skill Development, Agriculture & Infra, Health & Education) for logical revision — followed by a Master Table for rapid final revision.
⚡ QUICK RECALL
Chronology trick — remember by "newest first": Vidyalaxmi & Bima Sakhi (2024) → Surya Ghar (Feb 2024) → PVTG Mission & PRANAM (2023) → Adi Adarsh Gram & SHRESTHA & Agnipath & SMILE (2021–22).
🆕 PM Vidyalaxmi Yojana Nov 2024
- Provides financial assistance to students belonging to backward classes and weaker sections for higher education.
- Aimed at reducing dropout due to financial constraints among disadvantaged student groups.
🆕 Bima Sakhi Yojana Dec 2024
- Provides special training and financial assistance to women to help them manage a work-based (insurance-linked) programme.
- Aimed at women's economic empowerment through skill-linked livelihood support.
🆕 PM Surya Ghar: Muft Bijli Yojana Feb 2024
- Free electricity scheme for one crore families through installation of rooftop solar panels.
- Part of India's clean/renewable energy and household savings push.
⚠ EXAM TRAP
Don't confuse with PM-KUSUM (2019) — KUSUM is for farmers' solar pumps, while Surya Ghar is for household rooftop solar & free electricity.
🆕 Pradhan Mantri PVTG Vikas Mission Nov 2023
- Aims at improvement in the social and economic status of Particularly Vulnerable Tribal Groups (PVTGs).
🆕 PM PRANAM Yojana June 2023
Full Form: PM Programme for Restoration, Awareness, Nourishment and Amelioration of Mother Earth
- Encourages balanced use of chemical fertilisers along with organic and bio-fertilisers.
- Aims to reduce over-dependence on chemical fertiliser subsidy and promote sustainable farming.
PM Adi Adarsh Gram Yojana 2021–22
- Focuses on all-round development of tribal villages.
SHRESTHA Yojana June 2022
Full Form: Scheme for Residential Education for Students in High Schools in Targeted Areas
- Provides quality residential education from Class 9 to 12 to meritorious students of the SC community in targeted areas.
SMILE Feb 2022
Full Form: Support for Marginalised Individuals for Livelihood and Enterprise
- Aims to create an inclusive society for transgenders, beggars, and other marginalised individuals so they can participate in the mainstream and live a dignified life.
One Nation One Ration Card Scheme Aug 2019
- Enables ration card holders to get food grains at a reduced price from any government ration shop anywhere in the country.
- Ensures portability of food security benefits, especially for migrant workers.
⚡ QUICK RECALL
One Nation One Ration Card = portability of PDS benefits across states — launched August 2019.
PM Jeevan Jyoti Bima Yojana 2015
- Provides simple term insurance of ₹2 lakh to the poor.
- Gives financial assistance to the family in case of the insured person's death (including accidental death).
Sukanya Samriddhi Yojana 22 Jan 2015
- Encourages parents to save for the future of their daughters — covering education and marriage expenses.
- Small savings scheme offering a high, government-backed interest rate exclusively for the girl child.
⚠ EXAM TRAP
Exact launch date is frequently tested: 22 January 2015 — the same date as the "Beti Bachao, Beti Padhao" campaign launch.
Agnipath Yojana 2022
- Allows youth ("Agniveers") to serve in the armed forces for a 4-year tenure.
PM Kaushal Vikas Yojana July 2015
- Provides skill training to youth to improve employability and productivity.
USTAAD Yojana May 2015
Full Form: Upgrading the Skills and Training in Traditional Arts / Crafts for Development
- Recognises and upgrades the talent of artisans, sculptors, and traditional artists.
Atal Innovation Mission 2016
Also known as: Atal New Pravartana Mission
- Promotes innovation through Atal Tinkering Labs in schools and Incubation Centres in universities.
⚡ QUICK RECALL
Atal Tinkering Labs → school level | Atal Incubation Centres → university/institute level.
PM-KUSUM Yojana 2019
Full Form: PM Kisan Urja Suraksha evam Utthan Mahabhiyan
- Provides financial support to farmers for setting up solar pumps.
SVAMITVA Scheme 2020
Full Form: Survey of Villages and Mapping with Improvised Technology in Village Areas
- Provides a unified residential property ownership solution (property cards) for rural India using drone technology.
Jal Jeevan Mission 2019
- Aims to provide clean drinking water and piped water connections (Har Ghar Jal) to all households by 2024.
PM Gatishakti Yojana 2021
- National Master Plan to develop basic infrastructure and promote integrated, multi-modal economic development.
⚠ EXAM TRAP
PM Gatishakti (infrastructure master plan, 2021) is often confused with PM PRANAM (fertiliser scheme, 2023) — different sectors entirely.
PM Poshan Shakti Nirman Yojana Sept 2021
- New name given to the Mid-Day Meal Scheme.
- Provides one-time cooked meal to all children studying in government and government-aided schools.
⚠ EXAM TRAP
PM Poshan Shakti Nirman = renamed Mid-Day Meal Scheme (Sept 2021) — do not confuse with POSHAN Abhiyaan (2018, nutrition mission for women & children).
Safe Motherhood Assurance (SUMAN) Yojana Oct 2019
- Aims to reduce maternal, infant, and child mortality by ensuring free and dignified quality healthcare.
UDAN Yojana Oct 2016
Full Form: Ude Desh Ka Aam Nagrik
- Provides convenient and affordable air travel connectivity from/to smaller cities.
Setu Bharatam Yojana 2016
- Aims to build bridges on national highways to ensure safe and smooth (railway-crossing-free) travel.
📋 Master Quick-Revision Table (Chronological — Latest First)
| Scheme | Started | Key Fact |
|---|---|---|
| Bima Sakhi Yojana | Dec 2024 | Training & financial assistance for women |
| PM Vidyalaxmi Yojana | Nov 2024 | Financial assistance to backward class students |
| PM Surya Ghar: Muft Bijli Yojana | Feb 2024 | Free electricity via rooftop solar for 1 crore families |
| PM PVTG Vikas Mission | Nov 2023 | Social & economic upliftment of PVTGs |
| PM PRANAM Yojana | June 2023 | Balanced use of chemical + organic fertilisers |
| Agnipath Yojana | 2022 | Youth serve armed forces for 4 years |
| SHRESTHA Yojana | June 2022 | Residential education for SC students (Class 9–12) |
| PM Adi Adarsh Gram Yojana | 2021–22 | All-round development of tribal villages |
| SMILE | Feb 2022 | Inclusive society for transgenders, beggars |
| PM Poshan Shakti Nirman Yojana | Sept 2021 | Renamed Mid-Day Meal Scheme |
| PM Gatishakti Yojana | 2021 | National infra master plan |
| SVAMITVA Scheme | 2020 | Rural property ownership cards |
| One Nation One Ration Card | Aug 2019 | Food grains from any ration shop nationwide |
| SUMAN Yojana | Oct 2019 | Reduce maternal, infant & child mortality |
| PM-KUSUM Yojana | 2019 | Solar pumps for farmers |
| Jal Jeevan Mission | 2019 | Piped drinking water to all households by 2024 |
| Atal Innovation Mission | 2016 | Tinkering Labs & Incubation Centres |
| UDAN Yojana | Oct 2016 | Affordable air travel connectivity |
| Setu Bharatam Yojana | 2016 | Bridges on national highways |
| PM Jeevan Jyoti Bima Yojana | 2015 | ₹2 lakh term insurance for the poor |
| Sukanya Samriddhi Yojana | 22 Jan 2015 | Savings for daughter's education & marriage |
| PM Kaushal Vikas Yojana | July 2015 | Skill training to youth |
| USTAAD Yojana | May 2015 | Recognise artisans & traditional artists |
⚡ QUICK RECALL
Group by year for MCQ speed: 2015 (4 schemes) → 2016 (3) → 2019 (4) → 2020–22 (5) → 2023–24 (5).